Even though MA plans get a lot of press, providers of Medicare Supplement plans in Texas for 2018 still report that the number of people choosing Medigap plans keeps increasing. Some beneficiaries in the Lone Star State are satisfied with the more stable benefits and choice of doctors that they get with Medicare Supplement insurance plans.
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Out of a population of more than 26 million Texans, about 3.1 million enjoy Medicare benefits. Most beneficiaries are retired people, and these are some Texas statistics about seniors:
The most important thing to understand about Medicare Supplement plans is that all levels are standardized by CMS (The Center for Medicare and Medicaid). If you choose the same plan level from one company or another, you will get the same coverage. That means that you can shop by price among quality companies.
This is a quick summary of popular Medicare Supplement plan levels in Texas for 2018:
These are some of the top Medicare Supplement companies, so you can see that you have a large selection:
An Advantage plan could come with Part D prescription coverage, and even other Medicare supplement plan coverage that is not generally covered by Medicare. Examples might be limited coverage for the dentist or eye doctor. Also, many Advantage plans have a very low or even no monthly premium. This certainly makes Advantage attractive to a lot of Texas seniors.
However, other senior citizens find that Medicare Supplement plans in Texas tend to stay more stable and do not limit them to only choosing PPO or HMO medical providers. They prefer to manage their health costs by buying a Medigap plan, separate Part D plan, and maybe even, other supplemental insurance.
During guaranteed enrollment periods, there are no health questions to answer on an application for a Medicare Supplement plan in Texas. At other times, applicants will have to undergo health underwriting, and it is possible to get assigned a higher rate or even declined for a supplement.
Why not use our handy Medicare Supplement quote form to compare Medicare Supplements in your Texas city? All you need to do is enter your state to begin. We hope to help many Texans find the right coverage at the right price.