Florida Blue Medicare Supplement Plan G

Florida Blue Medicare Supplement Plan G could be your best option to lower out-of-pocket costs associated with Original Medicare Part A and B.

Plan G is becoming the most popular of the ten standardized Medicare Supplement plans. This is true because Plan G provides the highest level of benefits available to Medicare enrollees as of January 1, 2020.

What Does Florida Blue Medicare Supplement Plan G Pay For?

Medigap Plan G is ready to fill in the gaps your Medicare Part A and Part B benefits left.

Here’s what Plan G covers:

  • Part A inpatient hospital coinsurance
  • Inpatient hospital costs for up to 365 additional days after Original Medicare benefits are exhausted.
  • Part A hospice care copayments or coinsurance
  • Part A deductible
  • Part B coinsurance for preventive outpatient office visits
  • Part B coinsurance or copays
  • Excess charges for Part B excess can occur when a physician you use does not accept Medicare assignment.
  • First three pints of blood needed for a medical procedure
  • Skilled nursing facility care coinsurance
  • Foreign travel emergency care up to plan limits
  • The Part B deductible is NOT covered

How Much Does Medicare Supplement Plan G Cost?

For a 65-year-old female non-smoker in Florida’s 32803 zip code area, the average monthly premium for Plan G would be $173.93.

What you pay for your monthly Plan G premium with an insurance company like Florida Blue depends on the following factors:

  • Where you live
  • Your health
  • The plan you choose
  • Additional coverage options
  • How your insurers rate their premiums

Does Florida Blue Cover Silver Sneakers?

Your Medicare benefits do not cover free fitness club memberships. Members can sign up for Silver Sneakers and pay an additional monthly premium to participate in the program.

Enrollment in Silver Sneakers gives members unlimited access to thousands of gyms, wellness programs, fitness classes, exercise equipment, and pools nationwide.

What Is the Deductible for Plan G?

Florida Blue Medicare Supplement Plan G does not have an annual out-of-pocket deductible.

However, you must pay your annual deductible for your Original Medicare Part B benefits, which are $240.00 as of 2024.

Is Florida Blue Accepted in Other States?

Yes, if you have one of the Florida Blue Medicare Supplement health plans, you can go anywhere in the United States. Your Medigap plan covers your medical expenses if you get your outpatient services from a provider that accepts Medicare.

Are All Plan G Medicare Supplements the Same?

Yes, each Medicare Supplement plan is standardized and must provide the same coverage to every beneficiary. However, companies that sell them can set their premium pricing for each insurance plan.

Florida Blue Medicare Plan G offers the same coverage as other Plan G policies. Some companies offer a High Deductible Plan G with the same coverage but a higher deductible. In 2024, this annual out-of-pocket deductible for the Plan G high-deductible is $2,800.00. Enrollees must pay this amount and the Medicare B deductible of $240.00.

Next Steps

At My Medigap Plans, we are a Florida Blue agency licensed to sell individual health, group health, and Medicare Supplement policies in Florida.

Not only can you fill out a simple form here on our website to get more information about your options, but you can also give us a call so that we can provide you with additional guidance.

Please note: We are not Florida Blue. This is our general opinion of Florida Blue Medicare Supplement plans. Refer to your complete policy for full coverage details.

Article Resources:

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.