Aetna Medicare Supplement Plan G

Aetna Medicare Supplement Plan G is one of 10 standardized Medicare Supplement insurance plans available to help seniors pay for out-of-pocket costs relating to health care.

Medicare Supplement Plan G, like all Medicare Supplement plans, works together with Original Medicare (Medicare Part A and Part B).

Here are a few Plan G highlights:

  • Rapidly becoming the most popular among Medicare Supplement plans
  • Offers the highest benefit level for beneficiaries
  • Except for the $240 Medicare Part B deductible for 2024,  it fills in the coverage gaps left after Original Medicare (that’s why it’s frequently called Medigap Plan G)

Aetna Medicare Supplement Plan G Benefits

Medicare Supplement Plan G offers the most comprehensive coverage.

Plan G covers:

  • Medicare Part A hospital coinsurance
  • Inpatient hospital costs up to 365 days after Medicare benefits are used
  • Part A hospice care copays or coinsurance
  • Part A deductible
  • Part B preventive office visit coinsurance
  • Part B coinsurance or copays
  • Part B excess charges
  • First, three pints of blood needed for a medical procedure
  • Coinsurance for skilled nursing facility care
  • Limited foreign travel emergency care

Plan G does not cover the following:

  • Part B deductible
  • Dental, hearing, or vision

Aetna Medicare Plan G Cost

For reference, here are Plan G sample prices for a 65-year-old female in Dallas, TX, who doesn’t smoke.

Plan TypePremium Range
Plan G$105.46 – $125.96
The cost for Medigap plan G varies based on location, gender, and age.

What Is Aetna Plan G Rate Increase History?

Aetna, like every insurance company, has rate increases.

Increases are based on several factors:

  • Location
  • Policy type
  • Economic factors such as inflation

Previous rate increases can give you an idea of your monthly premiums, but they’re not set in stone. Here are some details on rate increases:

  • Historically between 3% and 10%
  • Typically modest for Plan G due to the more significant number of seniors insured

Aetna uses the “attained-age” rating method when setting monthly premiums for Medicare Supplement insurance plans. Attained-age rating bases premiums on your current age. This means that your rates will increase in addition to inflation or other economic factors as you get older.

If you’re shopping for a Medigap policy, Aetna Medicare Plan G offers some advantages:

  • 12-month rate-lock: A guarantee that your rates won’t increase the first year.
  • 30-day free look period: You can cancel your health insurance policy for any reason within 30 days of enrollment and get a full refund of the premiums you paid.
  • Household discount: Eligibility rules and the discount amount can vary by state.

Does Aetna Medicare Supplement Have SilverSneakers?

Medigap plan G does not cover SilverSneakers. Only certain Medicare Advantage plans offer this benefit.

Ready to Learn More?

To get started, enter your state in the drop-down menu on our website. You can also call us to speak with one of our qualified agents.

In the end, you might choose Aetna or another insurer. We aren’t here to sell you on one company or insurance choice. Our mission is to give you the answers you need to decide about Medicare Supplement plans.

Please note: We are not Aetna; this is our general opinion of Aetna Medicare Supplement plans. Refer to your complete policy for full coverage details.

Article Resources:

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.