Medicare Supplement Plans in New Hampshire
Original Medicare covers the basic benefits of hospital and outpatient services, and Medicare Supplement plans in New Hampshire expand on that. Known as Medigap insurance, these plans reduce your medical expenses by:
- Covering some out-of-pocket costs
- Adding benefits not available under Original Medicare
Medicare Supplement plan options in New Hampshire:
The following are the four top Medicare Supplement plans in New Hampshire. Compare plan options to see what best suits you, based on your:
- Eligibility
- Projected medical expenses
- Budget parameters
Medicare Supplement Plan F
Medicare Plan F is restricted to beneficiaries who:
- Became eligible for Medicare coverage before January 1, 2020, AND
- Are not enrolled in a plan
Benefits:
- Coinsurance / copayments
- Medicare Part A deductible and Medicare Part B deductible
- Part B excess charges
- Foreign travel emergency (80%)
Medicare Supplement Plan G
- Medicare Plan G is similar coverage to Plan F
- Main difference is that the Medicare Part B deductible is not covered
Medicare Supplement Plan N
- Part B coinsurance
- Part A coinsurance and deductible
- No coverage for Medicare Part B deductible or excess charges
- Medicare Plan N has cost sharing for copayments (Up to $20 for office visits and up to $50 for emergency room visits unless admitted)
- Lower premiums than Plans F and G
High Deductible Plan F
As in the original F, this insurance policy is restricted to beneficiaries who:
- Became eligible for Medicare coverage before January 1, 2020, AND
- Are not enrolled in a plan
Benefits are the same as the original F, but you must meet a high deductible before benefits are paid. To compensate for the high deductible, premium rates are lower.
In 2022, the deductible is $2,490. After the deductible is met, the plan will cover 100% of the costs.
Top rated Medicare Supplement Insurance Companies in New Hampshire
A.M. Best is a rating company that enables you to compare Medicare insurance companies based on their financial strength. Next to each Medicare insurance company listed below, you can see the A.M. Best ratings:
- Aetna: A (excellent)
- Mutual of Omaha: A+ (superior)
- Cigna: A (excellent)
Medicare Supplement Insurance Cost in New Hampshire
Let’s look at an example to get an idea of the average cost. The rates below are associated with someone who is:
- Female
- 65 years old
- A nonsmoker
- Lives in Rockingham, zip code 03073
| Plan type | Premium Range |
|---|---|
| Plan F | $180.00 – $300.00 |
| Plan G | $117.00 – $220.00 |
| Plan N | $90.00 – $200.00 |
Ready To Learn More?
My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the plan selection process. We work closely with some of the nation’s top-rated carriers, such as Aetna, Cigna, and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.
| Related Topics: | |
|---|---|
| Aetna Medigap Plan G Cigna Medigap Plan G | Mutual of Omaha Plan G Medicare Supplements 2023 |
New Hampshire Medicare Resources
- Shop for Medicare Supplement Plan in New Hampshire at medicare.gov
- Learn more about Medicare Supplement Insurance
- CMS, or Centers for Medicare and Medicaid Services
New Hampshire Enrollment Statistics
The top five largest counties in New Hampshire in terms of population are:
- Hillsborough County (406,371)
- Rockingham County (302,479)
- Merrimack County (147,958)
- Strafford County (126,552)
- Grafton County (89,280)
The number of New Hampshire residents enrolled in Medicare Part A and Medicare Part B was 286,980 in 2018, according to the Centers for Medicaid Services. Across the United States, about 25 percent of people who receive Original Medicare insurance also have a Medicare Supplement plan. Assuming that New Hampshire’s 2015 statistics hold relatively true for the present, The Granite State exceeds the national average; more than 88,000 residents own Medicare Supplement insurance plans in New Hampshire.