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Medicare Supplement Plans in New Hampshure

Original Medicare covers the basic benefits of hospital and outpatient services, and Medicare Supplement plans in New Hampshire expand on that. Known as Medigap insurance, these plans reduce your medical expenses by:

  • Covering some out-of-pocket costs
  • Adding benefits not available under Original Medicare

How much do Medicare Supplement Plans cost in New Hampshire?

To get an idea of the average cost, let’s look at an example. The rates below are associated with someone who is:

  • Female
  • 65 years old
  • A nonsmoker
  • Lives in Rockingham, zip code 03073
65-Year Old Female Non-Tobacco
Plan Type Premium Range
Plan G$141.36 - $267.37
Plan N$122.37 - $215.85

What is the best Medicare Supplement plan in New Hampshire?

Following are the five top Medicare Supplement plans in New Hampshire. Compare plan options to see what best suits you, based on your:

  • Eligibility
  • Projected medical expenses
  • Budget parameters

1. Best for full coverage: Medicare Plan F

Plan F is restricted to beneficiaries who:

  • Became eligible for Medicare coverage before January 1, 2020 AND
  • Are not enrolled in a plan

Benefits:

  • Coinsurance / copayments
  • Medicare Part A deductible and Part B deductible
  • Part B excess charges
  • Foreign travel emergency (80%)

2. Best in coverage and popularity: Medicare Plan G

  • Plan G is similar coverage to Plan F
  • Main difference is that the Medicare Part B deductible is not covered

3. Best value: Medicare Plan N

  • Part B coinsurance
  • Part A coinsurance and deductible
  • No coverage for Medicare Part B deductible or excess charges
  • Cost sharing for copayments (Up to $20 for office visits and up to $50 for emergency room visits unless admitted)
  • Lower premiums than Plans F and G

4. Best cost savings: High Deductible Plan F

As in the original F, this insurance policy is restricted to beneficiaries who:

  • Became eligible for Medicare coverage before January 1, 2020 AND
  • Are not enrolled in a plan

Benefits are the same as the original F, but you must meet a high deductible before benefits are paid. To compensate for the high deductible, premium rates are lower.

In 2022, the deductible is $2,490. The plan will cover 100% of the costs after the deductible is met.

What Companies Sell Medigap Plans in New Hampshire?

A.M. Best is a rating company that enables you to compare Medicare insurance companies based on their financial strength. Next to each Medicare insurance company listed below, you can see the A.M. Best ratings:

  1. Aetna: A (excellent)
  2. Mutual of Omaha: A+ (superior)
  3. Cigna: A (excellent)

Related Topics

Ready To Learn More?

My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the process of plan selection. We work closely with some of the nations top rated carriers such as Aetna, Cigna and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more or about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.

New Hampshire Medicare Resources

New Hampshire Enrollment Statistics

The top five largest counties in New Hampshire in terms of population are:

  • Hillsborough County (406,371)
  • Rockingham County (302,479)
  • Merrimack County (147,958)
  • Strafford County (126,552)
  • Grafton County (89,280)

The number of New Hampshire residents enrolled in Medicare Part A and Medicare Part B was 286,980 in 2018, according to the Centers for Medicaid Services. Across the United States, about 25 percent of people who receive Original Medicare insurance also have a Medicare Supplement plan. Assuming that New Hampshire’s 2015 statistics still hold relatively true for the present, The Granite State exceeds the national average; more than 88,000 residents owning Medicare Supplement insurance plans in New Hampshire.

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