Alaska Medicare Supplement Plans


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While about 3 in 10 Medicare beneficiaries rely upon MA plans to help pay for health care, many local people still seek Medicare Supplement plans in Alaska. These Medicare Supplement plan policies help seniors predict and minimize their out-of-pocket costs and offer them freedom when choosing medical providers. Because insurers have begun to offer fewer Advantage choices, paying a premium for a Medicare Supplement plan in Alaska may begin to seem like a good idea.

Which Medicare Supplement plan is best for you? Why not use our handy online quote form to get started comparing Medicare Supplement plans in your Alaska city, town or rural area? Just enter your zip code to begin.

Medicare Supplement Plans in Alaska for – Plan Information

Residents of the larger Alaska towns are likely to enjoy the most choices. These are the biggest towns in the state along with the percentage of residents who have already turned 65:

  • Anchorage: 7.2%
  • Fairbanks: 7.3%
  • Juneau: 8.4%
  • Eagle River: 8.2%
  • Badger: 5.2%

Both MA and Medicare Supplement plans come from private insurance companies. Some of the larger insurers are Humana and United of Omaha. However, there are also smaller insurers that only operate in certain regions. The point is that residents of cities with larger populations and more senior citizens are likely to have access to more choices of Medicare Supplement plan companies and health providers.

Comparison of Medicare Supplement Plans in Alaska and MA Plans

These types of Medicare Supplement plans both come from private insurance companies and help beneficiaries manage medical costs. However, Medicare Supplement plans complement Original Medicare Part A and Part B, but Advantage replaces it. Also, Medigap plans do not come with Part D or value-added benefits like some Advantage options do.

Typically, premiums are lower for Advantage options. However, many beneficiaries prefer Medicare Supplement plans in Alaska because they provide more robust medical coverage and predictable out-of-pocket costs. In addition, Medicare Supplement plans do not have medical networks and the restrictions that MA members might have to deal with.

The government sets standard levels for Medicare Supplement plans in Alaska and names them with letters from A to N. Different levels come with different average rates and different levels of benefits.

This outlines basic and additional benefits that could be included:

  • Basic benefits are provided by all Medicare Supplement plans. These include Part A and Part B coinsurance and the first three pints of blood.
  • Additional benefits might include such things as foreign travel, Part B deductibles, and charges over Medicare limits.

Popular Medicare Supplement plan levels in Alaska work:

  • A & B: Enjoy essential benefits and cheaper rates.
  • C: This is one of the most comprehensive levels of coverage.
  • Medicare Plan F & Medicare Plan G: Reduce and predict out-of-pocket costs.
  • K, L, & N: These provide a balance between premiums and benefits.

Besides regular Medicare Plan F, there is also a high deductible Plan F. This provides the same coverage after the member pays the deductible.

Compare sample monthly Medicare Supplement plan rates for a 65-year-old man in Anchorage who does not smoke:

  • High deductible plan F: $50.83
  • Medigap Plan F: $138.05
  • Plan A: $109.27
  • Medigap Plan C: $135.33

These rates are offered through top-rated companies that offer Medicare Supplement plans in Alaska:

As a note, F is the most popular level with beneficiaries. Second is Plan G. However, cost-sharing choices, like Medicare Plan N, are getting more popular as a way to balance monthly costs and the possibility of out-of-pocket charges.

Compare Medicare Supplement Plans in Alaska Online

In an effort to make it as easy as possible for Alaskans to find the best Medicare Supplement plans, we provide fast quotes. Simply enter your zip code to begin comparing AK Medicare Supplement plans from top companies in your area. If you have additional questions, you are also welcome to call us on the phone via our toll-free number.