Does Cigna Cover SilverSneakers?

No, Cigna does not cover the SilverSneakers fitness program.

Instead, they offer a similar program called Silver&Fit to their eligible Medicare Advantage plan members. This program is specifically designed to enhance the overall health of older adults by promoting regular exercise and providing health education.

What Is Silver&Fit?

Silver&Fit is a comprehensive fitness program for older adults covered by Cigna Medicare Advantage plans as an alternative to the popular SilverSneakers program. The program caters to varying preferences and needs, offering flexibility and various perks.

Silver&Fit covers:

  • Fitness center membership: Access a broad network of fitness centers and specialty exercise class studios.
  • Home fitness program: Classes and workouts for those who prefer or need to work at home.
  • Silver&Fit ASHConnect™: A mobile app that allows members to track their fitness progress online.
  • Personalized fitness plans: Developed by certified trainers to meet the specific fitness goals of each member.

How Can I Get Silver&Fit?

To access the Silver&Fit program, you must enroll in a Cigna Advantage plan that includes it as a benefit. Upon enrollment, you will have immediate access to the Silver&Fit program as part of your overall health plan, subject to terms and conditions.

By incorporating the Silver&Fit program into these plans, Cigna can offer a comprehensive health package that addresses medical needs and promotes active living.

When Should I Enroll in an Advantage Plan?

The optimal time to enroll in a Medicare Advantage plan is during the Initial Enrollment Period (IEP), which begins three months before your 65th birthday, includes your birth month, and ends three months after your birth month.

Additionally, the Annual Enrollment Period from October 15 through December 7 each year is another opportunity to enroll in, change, or leave a Medicare Advantage plan.

It’s important to note that enrollment at other times may be possible under certain circumstances, known as Special Enrollment Periods (SEPs).

Bottom Line

Cigna’s Silver&Fit program is a great alternative for Medicare beneficiaries seeking health and fitness benefits similar to SilverSneakers, empowering seniors to take charge of their health and well-being.

To gain program access, you must enroll in a Cigna Advantage plan that includes it as a featured benefit.

Our agents are trained and knowledgeable in all aspects of Medicare, including eligibility requirements, coverage options, and enrollment periods. We can help you select the Medicare plan that best suits your personal needs.

Sources: Cigna | SilverSneakers | Medicare Advantage


Who is eligible for Silver&Fit?

Eligibility depends on your specific Cigna Advantage plan. Check with your insurer to see if you qualify for the Silver&Fit program.

Are there any service fees associated with Silver&Fit?

If your insurance plan covers the program, no service fees are associated with Silver&Fit.

Is Silver&Fit available outside of Cigna Advantage plans?

No, it is only offered as part of a Cigna Advantage plan.

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.