Medicare Supplement Plans in Virginia
While a few maximize their benefits with employer coverage or some other public plan, many need to decide between MA plans and Medicare Supplement plans in Virginia. Even though MA is a slightly more popular choice, many retirees find that supplements serve their needs better and help them save money and get more choices for health care providers.
If you want a quick and easy way to compare Medicare Supplement plans in Virginia, just select “Virginia” from the quote box to begin. After you see a list of local agencies and insurers, you can click any of them for more information.
Choosing Medicare Supplement Plans in Virginia
In this state, there are still no monthly premium MA plans. Some of these even come bundled with Part D and additional benefits, like dental or vision coverage. It isn’t hard to guess why many seniors choose them. Still, the low-priced Advantage policies also usually have high deductibles and yearly out-of-pocket maximums, so they still leave beneficiaries exposed to the potential for high bills, this is where a Medicare Supplement plan in Virginia can be beneficial.
Consider the case of Darlene, a beneficiary, and widow in Norfolk. Even though she maintains an apartment in this city, she also travels to Chesapeake and Richmond to stay with family members for extended periods of time around major holidays. Once or twice a year, she also books a cruise overseas with one of her sisters. For her, a comprehensive Medicare supplement Plan F provides her with peace of mind and might save her money in the long run. She can access doctors all over the state and even all over the United States. Also, Plan F is one supplement that covers foreign emergency care.
Sample Rates for Medicare Supplement Plans in Virginia
In this state, like most others, supplements come with different levels of benefits. These levels are all standardized by the government, and they have names from “Plan A” to “Medicare Plan N.” All supplements include the basics, like Part A coinsurance, but some cover quite a bit more. As you might expect, levels with more benefits cost somewhat more. Each beneficiary can choose a level that fits their health needs and budget.
Sample rates for a Medicare Supplement plan in Virginia Beach
A man who doesn’t smoke and is just turning 65:
- High deductible plan F: $43.46
- Plan K: $81.47
- Plan A: $82.00
- Plan G: $121.53
- Plan F: $140.00
- Plan C: $141.46
Note: These sample rates for a Medicare Supplement plan in Virginia are only meant as examples. They were pulled form the most competitive options from these major insurance companies:
- Mutual of Omaha Supplemental Plans
- Cigna Medigap Policies
- Omaha Insurance Company
- Aetna Medicare Supplement Plans
- Anthem Blue Cross Blue Shield
The coverage levels listed above provide a fair sample of Medicare Supplement plans in Virginia. For instance, Plan A is considered a good option with basic coverage. Alternatively, F and C are considered the most comprehensive levels, and they are the most expensive. In the middle are options like Plan K. It provides broad benefits but requires more sharing of medical costs on the part of the beneficiary.
Compare the Best Premiums on Medicare Supplement Plans in Virginia
Insurers have to provide standard benefits but can set their prices. Prices might also vary because of ZIP code, even within the same state. That means that your Medicare Supplement plan quotes could be very different if you live in Arlington than for example used from Virginia Beach. In any case, we make it easy to get a quick comparison for yourself. Just get started by entering state into the quote box, click submit to begin your quote. If you need more help, you can also call via our toll-free number.