Best Medicare Supplement Plans in South Carolina 2024

Medigap policies are designed to fill the gaps in coverage left by Original Medicare. Coverage gaps often includes copayments, deductibles, and coinsurance.

In South Carolina, there are ten different Medicare Supplement plans to choose from, each offering varying levels of coverage in addition to your standard Medicare benefits. This additional coverage can help you save on healthcare costs and ensure comprehensive care.

Among the ten plans available, Medicare Supplement Plan G stands out as the best choice for most beneficiaries in South Carolina. With Humana, you can secure Plan G for just $101 per month, making it an affordable and reliable option for healthcare coverage.

Below are the key features and benefits of the top four plans:

Best Comprehensive Coverage: Medicare Supplement Insurance Plan G

  • Medicare Plan G is an option for eligible beneficiaries, and it is the Medicare Supplement plan most similar to Plan F.
  • With a Medigap Plan G insurance policy, you will have assistance with copayments, coinsurance, and deductibles, but it doesn’t cover the Part B deductible.
  • Over 100,200 individuals in South Carolina have enrolled in Plan G.

Best Value: Medicare Supplement Insurance Plan N

  • Medigap Plan N gives beneficiaries cost savings with lower premiums.
  • With lower premiums come higher out-of-pocket costs. For example, plan N requires a $20 copay for doctor’s appointments and up to $50 for ER visits.
  • There are 23,435 Plan N policyholders in South Carolina.

Best Low Cost: Medicare Supplement High Deductible Plan G

  • High Deductible Plan G provides identical benefits as Medicare Plan G.
  • Provides a cost-effective alternative in comparison to Medicare Plan G.
  • The annual deductible amount is $2,800.
  • Offers cost savings compared to High Deductible Plan F while still covering all the same items except for the Part B deductible.

Medicare Supplement Insurance Plan F

  • Medicare Supplement Plan F has been the most popular plan option for Medicare Supplement insurance in South Carolina. The drawback is that it’s only available to those who became eligible for Medicare before Jan. 1, 2020.
  • Over 133,000 enrollees, which covers 41% of policyholders.

We have found that Humana Insurance Company offers the most competitively priced rates for both Plan G and Plan F in South Carolina. While affordability is important when selecting a Medicare Supplement provider, it is not the sole determining factor. Every company has its own set of pros and cons.

Humana stands out from the competition due to its cost-effectiveness, wide range of plan options, household premium discounts, and exceptional customer satisfaction ratings.

To help you make an informed decision, we’ve prepared a chart comparing Humana with other Medicare Supplement companies in South Carolina. The chart includes key info like premiums and ratings.

CompanyAM Best RatingPlan G RatesPlan A RatesHDG RatesPlan F Rates
Humana Insurance CompanyA-$101.04$126.30$48.45$118.64
Ace Property and Casualty Insurance CompanyA++$101.33$100.33$40.17$118.00
Medico Insurance Company (Preferred)A$103.12$110.43$35.58$124.85
SBLI USA Life Insurance Company, Inc (Prosperity) (Preferred)A-$105.87$104.81n/a$118.65
American Home Life Insurance CompanyB++$108.14$109.75n/a$132.40
Mutual of Omaha Insurance CompanyA+$111.07$107.67$37.72$135.76
Manhattan Life Assurance CompanyB++$114.83$121.58n/a$143.33
Philadelphia American Life Insurance CompanyA-$116.84$108.83$30.78$163.12
Elips Life Insurance CompanyA$118.33$117.17$47.33$144.75
United States Fire Insurance CompanyA$120.08$125.58$39.50$136.00
Aetna Health Insurance CompanyA$121.28$111.04$46.65$146.69
American Benefit Life Insurance CompanyA-$122.54$121.31n/a$156.17
Capitol Life Insurance CompanyA-$122.54$121.31n/a$156.17
Cigna National Health Insurance CompanyA$125.84$129.81n/a$181.69
Union Security Insurance CompanyB++$130.86$137.49n/a$167.44
Allstate Health SolutionsA+$133.90$128.37n/a$166.14
Assured Life AssociationNR$147.25$143.25n/a$124.94
United American Insurance CompanyA$168.00$116.00$31.00$231.00
GPM Health and Life Insurance CompanyA-$168.14$163.62n/a$237.57
Bankers Fidelity Assurance Company (Preferred)A-$188.63$188.63$33.90$221.61
Guarantee Trust Life Insurance CompanyA-$194.27$195.75n/a$241.95

Is Every Medigap Plan G the Same?

Indeed, all Medicare Supplement Plan G policies adhere to a standard set of benefits, regardless of the insurance company you choose.

Although, it’s worth noting that customer service, premium costs, and rate stability may differ among insurance providers. Thus, while the fundamental coverage remains the same, these additional factors can distinguish one Plan G from another.

Medigap Satisfaction Ratings in South Carolina

As per, more than 90% of seniors in South Carolina express satisfaction with their Medicare Supplement plan, citing its provision of high-quality care, protection against unforeseen medical expenses, and simplifying medical billing and paperwork management.

Seniors are highly satisfied with their Medicare Supplement plans, including the covered services and benefits, provider communication, and the value they get from their monthly premium.

Notably, 85% of seniors in South Carolina worry about losing Medicare Supplement coverage and the potential impact on their financial security.

For a more detailed look at the available Medigap plans, you can refer to our Medicare Supplement Plans Comparison Chart.

Have Questions?

We specialize in helping Medicare beneficiaries navigate their insurance options with expertise.

We partner with some of the nation’s top-rated Medigap carriers to ensure you receive top-notch service.

Call us today at 888-414-4547 or request a quote online to learn more.

Frequently Asked Questions:

What is the price range for Medicare Supplement plans in South Carolina?

Premiums range from $30 to $382 a month but could vary depending on age, location, and other factors.

Which Medicare Supplement provider is the best in South Carolina?

Humana, Aetna, Aflac, Cigna, and Mutual of Omaha have a solid reputation for providing reliable coverage to various healthcare needs.

Article Resources:

Average quotes are for sample purposes only. Actual premiums are based on several factors, including health conditions, age, location, tobacco status, gender, and insurance provider.

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.