Medicare Supplement Plan G in Pennsylvania is one of ten Medigap plans offered.
Plan G is the most comprehensive Medigap plan available today.
How Much Does Medicare Plan G Cost in Pennsylvania?
The average monthly premium for Plan G will cost around $175.
For Medicare Supplement plans, the average cost will depend on how health insurance companies (the insurer) price the plans for that service area.
What Does Medicare Supplement Plan G Cover?
Medicare Plan G covers the following:
- Hospital medical expenses and coinsurance up to one year (365 days) after exhaustion of original Medicare benefits
- Coinsurance or copayment for hospice care
- Coinsurance for preventative care/durable medical equipment
- Excess charges
- Initial pints of blood
- Medicare Part A deductible
- Medicare Part A hospital costs
- Part A expenses
- Part A hospice care coinsurance
- Skilled nursing facility care
- Charges over the amount Medicare allows – “Part B Excess Charges”
- Durable medical equipment
- Foreign travel emergency care (lifetime plan limits apply)
- Medicare Part B coinsurance and copays
Medicare Supplement Plan G also covers medical services at a skilled nursing facility (SNF), emergency medical care for limited foreign travel (up to $50,000 in foreign travel emergency benefits), and the first three pints of blood if needed for a medical procedure.
Medigap Plan G in Pennsylvania will not cover the Part B deductible.
When Can I Enroll in Medicare Supplement Plan G?
The best time to enroll in a Medigap policy is within the six-month Medigap Open Enrollment Period. During this time, you will have better pricing and choices.
During Open Enrollment, health insurance providers for Medicare Supplement Insurance Plan G in Pennsylvania are usually allowed to use medical underwriting to decide whether to accept an application.
However, even if you have health issues, you can buy a policy from the company during Open Enrollment for the same price as someone healthy.
65 or older: Open Enrollment begins when enrolled in Part B and can’t be changed or repeated.
Turning 65: In the six months starting on the first day of the month, you are turning 65 or older, and your enrollment in Part B gives you eligibility.
Under 65: If you’re under 65, you might not be eligible for Medicare until you turn 65. Some states, however, require that Medigap insurance companies sell them even if you’re under 65. So if buying one is possible, it may cost more.
Medicare Supplement Plan G in Pennsylvania is a comprehensive option that provides extensive coverage for various services, including hospital medical expenses, hospice care, deductibles, copayments, excess charges, and emergency foreign travel care.
The average monthly premium is affordable, depending on your location and health.
We specialize in helping Medicare beneficiaries with insurance decisions. We work with top-rated carriers nationwide to ensure exceptional service. Review our Medicare Supplement Plans Comparison Chart for more information.
To learn more or get a quote, call us at 888-414-4547 to get started.