Medicare Supplement Plan G in Pennsylvania

Medicare Supplement plan G in Pennsylvania covers all Medicare Part A coinsurance copays and deductibles and all Medicare Part B Coinsurance and copays. The only out-of-pocket expenses to you will be the Part B deductible amount. See Medicare Part A and Part B below for Medicare Supplement plan G in Pennsylvania.

Part A Medicare Benefits:

  • Hospital medical expenses and coinsurance up to one year (365 days) after exhaustion of original Medicare benefits
  • Coinsurance or copayment for hospice care
  • Deductible

Part B Medicare Benefits:

  • Coinsurance for preventative care/durable medical equipment
  • Copayments
  • Excess charges

Medicare Supplement plan G also covers medical services at a skilled nursing facility (SNF), emergency medical care for limited foreign travel (up to $50,000 in foreign travel emergency benefits), and the first three pints of blood if needed for a medical procedure.

Enrollment Statistics:

The number enrolled in Medigap Plan G in Pennsylvania: 111,214

The number enrolled in Medicare Supplement plans as a whole: 700,155

What Does Medicare Supplement Plan G Cover?

Original Medicare pays for a lot when it comes to your healthcare. On top of the Medicare-approved amounts covered by the Federal Medicare program in the United States, you can enjoy having these additional Medicare benefits covered if you sign up for Medicare Supplement Plan G.

Part A Medicare Benefits:

  • Hospital medical expenses and coinsurance up to one year (365 days) after exhaustion of original Medicare benefits
  • Coinsurance or copayment for hospice care
  • Deductible

Part B Medicare Benefits:

  • Coinsurance for preventative care/durable medical equipment
  • Copayments
  • Excess charges

Medicare Supplement plan G also covers medical services at a skilled nursing facility (SNF), emergency medical care for limited foreign travel (up to $50,000 in foreign travel emergency benefits), and the first three pints of blood if needed for a medical procedure.

Medigap Plan G will cover:

· Initial pints of blood

· Medicare Part A deductible

· Medicare Part A hospital costs

· Part A expenses

· Part A hospice care coinsurance

· Skilled nursing facility care

Pay these Medicare Part B costs:

· Charges over the amount Medicare allows – “Part B Excess Charges”

· Durable medical equipment

· Foreign travel emergency care (lifetime plan limits apply)

· Medicare Part B coinsurance and copays

Be advised that Medigap Plan G in Pennsylvania will not cover the Part B deductible.

How Much Does Medicare Supplement Plan G Cost?

The average monthly premium for an insurance plan will cost around $127.00

For Medicare Supplement plans, the average cost will depend on how health insurance companies (the insurer) price the plans for that service area. Pricing is based on the following:

  • Community-Rated: Premiums are priced for everyone and not based on age.
  • Issue Age: A monthly premium is based on the age when the policy was purchased.
  • Attained Age: These are premiums that will increase with age.
Plan typePremium Range
Plan F$180.00 – $300.00
Plan G $117.00 – $220.00
Plan N$90.00 – $200.00
Premiums are based on Medicare Part B start date and or Medical underwriting.

When can I enroll in Medicare Supplement Plan G?

The best time to enroll in a Medigap policy is within the six-month Medigap Open Enrollment period. During this time, you will have better pricing and choices.

During open enrollment, health insurance providers for Medicare Supplement insurance Plan G in Pennsylvania are usually allowed to use medical underwriting to decide whether to accept an application.

However, even if you have health issues, you can buy a policy from the company during open enrollment for the same price as someone healthy.

65 or older: Open enrollment begins when enrolled in Part B and can’t be changed or repeated.

Turning 65: In the six months starting on the first day of the month, you are turning 65 or older, and your enrollment in Part B gives you eligibility.

Under 65: If you’re under 65, you might not be eligible for Medicare until you turn 65. Some states, however, require that Medigap insurance companies sell them even if you’re under 65. So if buying one is possible, it may cost more.

Enrollment periods do not apply to Medicare supplement plans, only Medicare Advantage, and Part D plans. However, aging into the Federal Medicare Program, retiring from group coverage, losing a Medicare Advantage plan, etc., also require enrollment periods.

Ready to Learn More?

We work closely with some of the nation’s top-rated carriers. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.

Key Take Aways

  • Medicare Supplement Plan G in Pennsylvania is one of the ten standardized Medicare Supplement plans.
  • Plan G does not use a provider network; go anywhere Original Medicare is accepted.
  • Aetna, Cigna & Mutual of Omaha are top providers for Plan G in Pennsylvania.