Best Medicare Supplement Plans in Ohio 2024

In Ohio, there are ten Medigap plans available for comparison. Each of these standardized Medigap plans in Ohio provides the same coverage, regardless of the Medicare insurance company you choose.

Out of the ten plans, we have identified Medicare Supplement Plan G as the top choice for the best 2024 Medigap plan in Ohio. It offers competitive rates and the most comprehensive coverage. Aflac offers the best rates for Plan G in Ohio, starting at $106.92 per month.

Original Medicare covers 80% of approved expenses, leaving the remaining 20% to be covered by a Medicare Supplement plan in Ohio, depending on the plan you select.

It’s important to note that the best Medicare Supplement plan in Ohio varies for each beneficiary.

Take a look at this list of the top four Medigap plans with benefit highlights:

Medicare Supplement Plan G

  • Medigap Plan G in Ohio is a choice that offers almost as much as Plan F, but that will help you save money on monthly premiums.
  • Does not include coverage for the Medicare Part B deductible.
  • Plan G offers excellent value for those also eligible for Medicare Plan F.
  • Plan G provides coverage to more than 252,100 beneficiaries, accounting for approximately 41% of enrollees in Ohio.

Medicare Supplement Plan N

  • The third most popular supplemental insurance plan for beneficiaries in Ohio is Medigap Plan N. This is usually a good choice for beneficiaries who want more than what Plan A offers but don’t want to pay the higher rates for Plan G or F.
  • Over 89,300 individuals are enrolled in Plan N.
  • Part B deductible is not covered.
  • Medicare Part B excess charges are not covered.
  • Office visits require a $20 copay.
  • Emergency room visits require a $50 copay.

High Deductible Plan G

  • Same benefits as Plan G but requires an annual deductible before coverage starts.
  • High Deductible Plan G is generally cheaper than a regular Plan G.
  • In 2024, the deductible amount is set at $2,800. After meeting this deductible, the plan will provide full coverage for all costs.

Medicare Supplement Plan F

  • Plan F offers the highest level of benefits, but it is important to note that the beneficiary must have enrolled in Medicare prior to January 1, 2020.
  • More than 215,500 policyholders have chosen to enroll in Plan F.

Aflac stands out as the best Medicare Supplement provider in Ohio, renowned for its affordable options.

When selecting a provider, it is vital to consider factors beyond just cost. Each company has its distinct advantages and disadvantages based on its coverage methods.

In this chart, Aflac is compared to other Medicare Supplement companies in Ohio, offering valuable insights such as sample premiums and ratings.

CompanyAM Best RatingPlan G RatesPlan A RatesPlan C RatesPlan F Rates
American Home Life Insurance CompanyB++$108.26$107.72n/a$130.97
Allstate Health SolutionsA+$108.27$106.14n/a$129.94
Ace Property and Casualty Insurance CompanyA++$108.50$107.50n/a$123.42
SBLI USA Life Insurance Company, Inc (Prosperity) (Preferred)A-$109.91$108.81n/a$116.08
Omaha Supplemental Insurance CompanyA+$110.73$107.41n/a$135.13
American Benefit Life Insurance CompanyA-$110.77$110.21n/a$132.81
Elips Life Insurance CompanyA$112.42$111.33n/a$136.92
United States Fire Insurance CompanyA$113.00$111.83n/a$137.08
Humana Insurance CompanyA-$114.45$113.22n/a$134.98
Continental Life Insurance Company of Brentwood, Tennessee (Aetna)A$115.12$106.04n/a$144.61
Manhattan Life Assurance CompanyB++$116.50$115.33n/a$142.17
Cigna National Health Insurance CompanyA$116.89$116.66n/a$132.93
Anthem Blue Cross and Blue Shield – OhioA$120.27$130.35n/a$176.28
Heartland National Life Insurance CompanyNR$120.80$120.31$158.86n/a
New Era Life Insurance CompanyA-$122.28$113.69$145.41$175.26
Medical Mutual of OhioNR$126.95$104.82$169.28$170.53
Paramount Insurance CompanyNR$127.17$107.69$141.42$147.83
Capitol Life Insurance CompanyA-$129.02$127.73n/a$153.49
Bankers Fidelity Assurance Company (Preferred)A-$129.14$122.81n/a$154.97
Union Security Insurance CompanyB++$136.96$129.53n/a$170.73
Medico Insurance Company (Preferred)A$140.00$138.60n/a$169.50
United American Insurance CompanyA$184.00$116.00$234.00$266.00
GPM Health and Life Insurance CompanyA-$189.96$187.60$263.36$265.47
Guarantee Trust Life Insurance CompanyA-$205.76$197.95n/a$250.99
Assured Life AssociationNR$246.82$225.33$334.14$335.48

Choosing the Best Medigap Plan

Choosing the best Medicare Supplement insurance plan in Ohio can be confusing. Our licensed insurance agents can help you sort through the plan options. In general, here’s what you need to consider:

  • Budget: If you have frequent doctor visits, a plan that covers all of your Part B coinsurance might be cheaper long-term than a plan with office visit copays.
  • Health condition: If you’re healthy with no pre-existing conditions, a plan with a high deductible might be the best option in return for premium savings.

Take a closer look at the comprehensive range of plans available on our Medicare Supplement Plans Comparison Chart.

Support for Next Steps

We understand that navigating the complexities of Medicare can be overwhelming, which is why our team of experts is here to provide personalized assistance every step of the way.

So, we team up with some of the best Medigap carriers in the country to make sure you get top-notch service and coverage. Our wide network lets us offer a variety of options that fit your needs and preferences.

You can call us today to speak directly with one of our knowledgeable agents, who will be happy to answer any questions you may have. Alternatively, you can also request a quote online.

Frequently Asked Questions:

What is the cost of Medicare Supplement plans in Ohio?

Premiums for Medicare Supplement plans in Ohio can range from $50-$382 per month. The cost can vary depending on various factors, including the type of plan, the provider offering the program, and the age and health status of the individual.

Who has the best Medicare Supplemental insurance in Ohio?

Aflac, Aetna, Cigna, and Mutual of Omaha offer a range of Medicare supplement plans that may fit your needs well.

How much is Plan G in Ohio?

Plan G in Ohio has an average monthly premium range of $106-$205.

When can I enroll in a Medicare Supplement plan?

There is no annual election period for Medigap plans, only for Medicare Advantage and Part D plans. Medigap eligibility starts when you’re 65 and enrolled in Part B Medicare.

Article Resources:

Average quotes are for sample purposes only. Actual premiums are based on several factors, including health conditions, age, location, tobacco status, gender, and insurance provider.

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.