Mutual of Omaha Medicare Supplement Plan G

Mutual of Omaha Medicare Supplement Plan G helps beneficiaries cover expenses that Original Medicare benefits don’t cover. Because payments like copays, deductibles, and coinsurances can add up, having Medicare Supplement insurance can give you peace of mind.

There are ten standardized Medigap plans – A, B, C, D, FG, K, L, M, and N. But Plan G is rapidly becoming one of the most popular plans.

Here’s a look at why:

  • Medicare Supplement Plan G provides the highest benefit of all the Medigap plans offered to new Medicare enrollees after January 1, 2020.
  • Plan G covers all the gaps to Original Medicare apart from the Part B deductible.
  • Plan G has the best option for low monthly premiums with high-deductible options.
  • Medicare Supplement Plan G includes foreign travel emergency care and Medicare Part B excess charges.

Mutual of Omaha Medicare Supplement Plan G Benefits

Plan G covers:

  1. Part A hospital coinsurance
  2. Inpatient hospital costs for up to 365 days after your Original Medicare hospitalization benefits end
  3. Medicare Part A hospice care copays or coinsurance
  4. Medicare Part A deductible
  5. Medicare Part B coinsurance for preventive care and outpatient visits
  6. Medicare Part B coinsurance or copays
  7. Medicare Part B excess charges
  8. The first three pints of blood, if needed for a medical procedure
  9. Skilled nursing facility care coinsurance
  10. Foreign travel emergency care up to plan limits
  11. Please note: The $240 Medicare Part B deductible for 2024 is not covered

How Much Does Mutual of Omaha Plan G Cost?

Here are sample premiums for a 65-year-old female, non-smoker, living in Texas:

Plan TypePremium Range
Plan F$142-$235
Plan G $123-$186
Plan N$86-$129
Premiums are based on Medicare Part B start date and or Medical underwriting.

How much you pay for your Medicare Supplement Plan G monthly premium with Mutual of Omaha depends on where you live and your personal health information.

Your actual Medicare Supplement Plan G monthly premium depends on where you live and your personal health information.

What Is the Rate Increase History With Mutual of Omaha?

Even though rate increases are inevitable no matter what health insurance company you use, Mutual of Omaha keeps them as low as possible. Because Mutual of Omaha Medicare Supplement ensures a more significant number of beneficiaries than smaller companies, they can sustain risk better than their competition. And the result of this is smaller increases in premium rates.

On average, rate increases with MOO, as with many other companies, fall between 3% and 10%, depending on several factors. To protect yourself from a rate increase, you can enroll in a plan that offers a 12-month rate lock. This guarantees that your rates won’t go up during the first year of your coverage.

Mutual of Omaha also offers a Free Look Period for 30 days. You can cancel your policy anytime and for any reason during the 30 days.

Frequently Asked Questions:

Does Mutual of Omaha Cover Dental and Vision Care?

Mutual of Omaha Medicare Supplement insurance plans do not cover dental or vision care services.

However, Mutual Omaha offers enrollment opportunities in several insurance plans that cover dental care. From straightforward, routine exams and procedures to more complicated and expensive ones, you may find supplemental insurance for dental care to enhance your Medicare benefits.

Does Mutual of Omaha Pay For Gym Memberships?

Mutual of Omaha wants to empower seniors with good health. That’s why they have created the Mutually Well Senior Wellness Program. Mutually Well is available for customers with Medicare Supplement plans who want to become members.

Membership in the Mutually Well program is separate from your Omaha Medicare Supplement plan, but pricing is reasonable so everyone can join.

Is Mutual of Omaha a Good Company?

Yes, they are a competitive option for most customers buying Medicare Supplement plans.
94% of all customers are satisfied with their supplement insurance. 90% recommend Mutual of Omaha to a family member or friend. They carry an A+ from the Better Business Bureau.

Next Steps

We specialize in guiding Medicare beneficiaries through their Medicare insurance options. We work with some of the nation’s top-rated Medigap carriers to ensure you’re getting the best possible service. Review our Medicare Supplement Plans Comparison Chart and look deeper at the plans. Additionally, you can give us a call today to learn more or request a quote online.

Article Resources:

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.