Medicare Supplement Plans in Mississippi

Medicare Supplement plans in Mississippi are intended to enhance the Medicare benefits extended to all beneficiaries through the federal Medicare program. You must remain enrolled in Medicare Part A and Medicare Part B to maintain eligibility for a Medigap plan. Enrolling in a Medicare Supplement plan eliminates many out-of-pocket costs with Original Medicare.

Medicare Supplement Insurance Plan options in Mississippi

Selecting a Medigap plan in Mississippi is a personal journey. The best plan for you may not work for someone else. Our Policy Guides can help you compare policy limits and rates for all plans, ensuring you make a smart decision.

Start your journey by looking at this quick list of benefits for the leading plans. Unfortunately, none of the plans include prescription drug coverage.

Medicare Supplement Insurance Plan F

  • Plan F is the most comprehensive plan available in Mississippi today.
  • Eligibility is limited to beneficiaries with Medicare Part B effective dates prior to January 1, 2020.
  • Includes Medicare Part A deductible and Medicare Part B deductible.
  • Covers Part B coinsurance and excess payments, copayments, and foreign travel emergency coverage.

Medicare Supplement Insurance Plan G

  • Plan G is the most comprehensive coverage for Medicare beneficiaries, with effective dates on or after January 1, 2020.
  • Offers the same coverage as Medicare Plan F except for the Medicare Part B deductible. The Part A deductible is covered.

Medicare Supplement Insurance Plan N

  • Plan N offers lower monthly premiums for beneficiaries willing to pay some out-of-pocket costs.
  • Requires copayments of up to $20 for doctor visits and up to $50 for emergency room visits.
  • Covers the deductible for Medicare Part A but not the excess charges or deductible for Part B.

High Deductible Plan F

  • High deductible Plan F offers the same coverage as Medicare Plan F but with a higher annual deductible.
  • Beneficiaries must pay the deductible before accessing any benefits.
  • Significantly lower premiums for those able to meet the deductible.
  • In 2022, the deductible is $2,490. After the deductible is met, the plan will cover 100% of the costs.

Top Medicare Supplement Insurance Companies in Mississippi

There are many private insurance companies authorized to sell Medigap policies in Mississippi.

We highly recommend the following three based on their financial stability and history of providing competitive pricing and excellent customer service.

Medicare Supplement Insurance Cost in Mississippi

The cost of Medicare Supplement insurance plans varies by zip code. Beneficiaries must also pay for a separate Medicare Part D plan. Consider the following average Plan G rates for a female nonsmoker in 2022. Working with a licensed insurance agent or one of our Policy Guides will help you generate quotes based on your location.

Plan typePremium Range
Plan F$180.00 – $300.00
Plan G $117.00 – $220.00
Plan N$90.00 – $200.00
Premiums are based on Medicare Part B start date and or Medical underwriting.

Ready to learn more?

My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the plan selection process. We work closely with some of the nation’s top-rated carriers, such as Aetna, Cigna, and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.

Related Topics:
Aetna Medigap Plan G
Cigna Medigap Plan G
Mutual of Omaha Plan G
Medicare Supplements 2023

Mississippi Medicare Resources

Mississippi Area Agencies on Aging

Mississippi State Health Insurance Assistance Program

Mississippi Insurance Department

CMS: Centers for Medicare and Medicaid Services

Mississippi Enrollment Statistics

Mississippi’s population is nearing 3 million. The five most populated counties are:

  • Hinds
  • Harrison
  • DeSoto
  • Rankin
  • Jackson

Here are some Medicare facts involving Mississippi residents:

  • About 15 percent of residents are age 65 or over.
  • Roughly 21 percent of residents had Medicare in 2018.
  • Of those who had Medicare coverage in 2018, more than 489,212 (81 percent) had Original Medicare insurance.