Best Medicare Supplement Plans in Georgia

Georgia offers ten standardized Medicare Supplement plans. Standardized means Medigap Plan G has the same benefits in Atlanta as in Columbus.

In Georgia, Medicare Supplement Plan G offers the best benefits for 2023. Plan N and High Deductible Plan G come in a close second, based on value and lower monthly rates.

What Do Medicare Supplement Plans Cover?

Below is a list of the top four plans with coverage highlights:

Best Overall Plan: Medicare Supplement Plan G

  • Medicare Plan G is the most comprehensive plan for beneficiaries who became eligible for Medicare after January 1, 2020. Some Medicare recipients who chose to buy Plan F would compare the two plans and decide they liked the cost savings that Plan G offers.

Best Value: Medicare Supplement Plan N

  • If you want comprehensive coverage and are willing to trade some benefits for a lower monthly premium, Medicare Plan N is a great value.
  • Medicare Part B deductible and Part B excess charges are not covered.
  • Covers deductible for Medicare Part A.

Best Low-Cost Plan: High-deductible Plan G

  • High-deductible Plan G offers the same benefits as the original Plan G.
  • The premium is substantially lower than the original plan because benefits are unpaid until you meet a high deductible. You may find this trade-off worthwhile if you are in good health and do not anticipate many medical expenses.
  • In 2023, the deductible is $2,700. Once you satisfy this deductible, the plan will cover 100% of the costs.

Medicare Supplement Plan F

  • Medicare Plan F is the most comprehensive Georgia Medigap insurance policy for beneficiaries with a Medicare Part B effective date before January 1, 2020.

Based on our review of several key factors, Aetna is Georgia’s top Medicare Supplement company.

Although Aetna Medigap plans may provide some of the most affordable options in Georgia, cost should not be the only factor when selecting a Medicare Supplement provider. Every company has its unique pros and cons based on its coverage methods.

Aetna stands out among the competition due to its cost-effectiveness, numerous plan options, household discounts on premiums, and excellent customer satisfaction ratings.

This chart compares Aetna with other Medicare Supplement companies in Georgia. You’ll find helpful information here, like sample premiums and ratings.

Plan G CostCompanyFinancial Strength
$160 Aetna A
$162 Mutual of OmahaA+
$264 CignaA
65 y/o male, nonsmoker
Plan N CostCompanyFinancial Strength
$113Mutual of OmahaA
65 y/o male, nonsmoker

How to Choose a Medigap Plan in Georgia

As you compare plans available in your area, consider these factors:

Monthly premium: This is paid in addition to your Part B monthly premium. It is a set amount you pay each month, regardless of whether or not you use your benefits. The premium costs are determined based on several factors, such as the type of plan selected, age, gender, tobacco use, and state of residence.

Plan options: With every type of plan, you are offered basic coverage for Part A copays and coinsurance, at least a portion of the Part B copays and coinsurance, three pints of blood, and hospice care. However, other benefits may not be included. Check which benefits are most important to you before finalizing your purchase.

Insurance provider: Always check the ratings and reviews to understand other people’s experiences when looking for a carrier. You can also contact a company representative to discuss their customer service levels and responsiveness.

Extra discounts: Some insurance companies offer additional benefits or discounts once you become a member. For example, you may have access to discounted hearing aid providers or eyeglass suppliers.

Frequently Asked Questions:

Who Is the Best Medicare Supplement Provider in Georgia?

Cigna and Aetna have a long history of providing excellent customer coverage and services in Georgia.

What Is the Cost of Medicare Supplement Plans in Georgia?

Medicare Supplement plans can range from $50 to $275 per month in individual premiums. However, the cost of Medicare Supplement plans in Georgia varies depending on various factors, such as the type of plan chosen, age, location, and medical history.

What Is the Downside of Medigap Plans?

Medigap plans can be expensive and may not be suitable for all individuals. These plans are often only available to those over 65, and they can come with high premiums and deductibles, which can be cost-prohibitive for some people. In addition, these plans do not cover long-term care or vision and dental care expenses.

Next Steps

We specialize in guiding Medicare beneficiaries through their Medicare insurance options. We work with some of the nation’s top-rated Medigap carriers to ensure you’re getting the best possible service. Review our Medicare Supplement Plans Comparison Chart and look deeper at the plans. Additionally, you can call us today to learn more or request a quote online.

Article Resources:

Average quotes are for sample purposes only. Actual premiums are based on several factors, including health conditions, age, location, tobacco status, gender, and insurance provider.

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. In addition, his expertise is unmatched - having helped thousands of Medicare beneficiaries choose suitable healthcare plans for themselves - making him stand out above competitors.