Medicare Supplement Plans in Georgia

Medicare Supplement plans in Georgia, also called Medigap, help pay for deductibles and coinsurance that Original Medicare doesn’t cover.

Georgia offers ten standardized Medicare Supplement plans. Standardized means that Medigap Plan G has the same benefits in Atlanta as in Columbus.

Medicare Supplement Plan options in Georgia:

Medicare Supplement Plan F

Medicare Plan F benefits:

  • Part A hospital coinsurance
  • The hospital costs up to 365 days after benefits through Original Medicare Part A are exhausted.
  • Part A hospice care copays or coinsurance
  • Part A deductible
  • Part B deductible
  • Part B preventive office visit coinsurance
  • Part B coinsurance or copays
  • Excess charges for Medicare Medicare Part B
  • First three pints of blood needed for a medical procedure
  • Coinsurance for care in a skilled nursing facility
  • Limited foreign travel emergency care

Medicare Supplement Plan G

Medicare Plan G is the most comprehensive plan for beneficiaries who became eligible for Medicare after January 1, 2020. Some Medicare recipients who chose to buy Plan F would compare the two plans and decide they liked the cost savings that Plan G offers.

Medicare Supplement Plan N

If you want comprehensive coverage and are willing to trade some benefits for a lower monthly premium, Medicare Plan N is a great value.

Plan N does require the following copayments:

  • Up to $20 for a doctor’s visit
  • Up to $50 for emergency room visits (waived if the visit leads to admittance)

High-deductible Medigap Plan F

High-deductible Plan F offers the same benefits as the original plan. However, the premium is substantially lower because benefits are not paid until you meet a high deductible. If you are in overall good health and do not anticipate a lot of medical expenses, you may find this trade-off worthwhile.

In 2022, the deductible is $2,490. Once you satisfy this deductible, the plan will cover 100% of the costs.

High-deductible Plan G

High-deductible Plan G offers the same benefits as the original plan. However, the premium is substantially lower because benefits are not paid until you meet a high deductible. If you are in overall good health and do not anticipate a lot of medical expenses, you may find this trade-off worthwhile.

In 2022, the deductible is $2,490. Once you satisfy this deductible, the plan will cover 100% of the costs.

Top Medicare Supplement Insurance Companies in Georgia

Following is a sample list of private health insurance companies that sell Medigap policies in Georgia. The ratings refer to the financial strength of these insurers as assessed by A.M. Best:

  1. Cigna: A (excellent)
  2. Aetna: A (excellent)
  3. Mutual of Omaha: A+ (Superior)
  4. Humana: A (excellent)

Medicare Supplement Insurance Cost in Georgia

For illustration purposes, the following data shows rates for Medicare Supplement Insurance plans in Georgia applicable to a 65-year-old female nonsmoker living in DeKalb County, zip code 30002. For this sample, the average monthly rate is about $127.

Plan typePremium Range
Plan F$180.00 – $300.00
Plan G $117.00 – $220.00
Plan N$90.00 – $200.00
Premiums are based on Medicare Part B start date and or Medical underwriting.

Ready To Learn More?

My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the plan selection process. We work closely with some of the nation’s top-rated carriers, such as Aetna, Cigna, and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.

State Medicare Resources

Georgia Enrollment Statistics

  • Over a million Georgians are enrolled in Medicare Part A and Part B.
  • Over 300,000 Georgians have Medigap policies.
  • The most popular of the Medicare insurance plans in Georgia is Plan F.
  • The five largest Georgia counties include Fulton, Gwinnett, Cobb, DeKalb, and Chatham Counties.
Related Topics:
Aetna Medigap Plan G
Cigna Medigap Plan G
Mutual of Omaha Plan G
Medicare Supplements 2023