Arizona Medicare Supplement Plans


Traditional Medicare provides broad health coverage for seniors and disabled people, but it still leaves a lot of gaps in coverage. Because of this, most beneficiaries look for good ways to maximize their benefits. For example, the Kaiser Family Foundation reported that about a quarter of beneficiaries chose to enroll in Medicare Supplement plan in Arizona for 2018. Others might decide to join MA plans or take advantage of employer health insurance or another public program.

We try to make it as easy as possible to select the best Medicare Supplement plans in Arizona. To get started, choose Arizona from the menu and find local and national Medigap Plan companies that are eager to offer you great benefits and affordable prices.

2018 Medicare Supplement Plans in Arizona

This is one state that is pretty famous as a popular retirement destination. Because of that, many larger cities in Arizona have a high percentage of beneficiaries. These are top Arizona cities and the percentage of folks who are already at least 65:

  • Phoenix: 8.4%
  • Tucson: 11.9%
  • Mesa: 14.1%
  • Chandler: 7.8%
  • Glendale: 9.2%

Very likely, in these bigger cities with many seniors, major insurers will offer both Arizona Medicare Supplement plans and MA plans. Some of the top Medicare Supplement companies in this state include the following:

2018 Arizona Medicare Supplement Plans vs. MA Plans

It is true that MA plans have become an increasingly popular option in recent years. Beneficiaries are attracted to no monthly premium options, drug coverage, and additional value-added benefits like vision and dental. These are not things found in any 2018 Medicare supplement plan in Arizona.

However, many Arizonans choose Medicare Supplement plans because they do not have to worry about HMO or PPO networks and some other restrictions that Advantage plan members may have to deal with. Since some Advantage companies have increased cost sharing and monthly premiums anyway, Medicare Supplements are beginning to look like a better option in many cases.

Understanding Arizona Medicare Supplement Plans in 2018

Beneficiaries can choose between different Medicare Supplement standardized levels. These levels are always the same, but different insurers may charge very different amounts. That is why it is important to shop around between companies.

These are some example monthly prices for a 65-year-old Phoenix man who does not use tobacco:

Note: These are only sample prices for an Arizona Medicare Supplement plan, and they could be different because of underwriting, exact ZIP code, age, and other factors.

Level Plan F and C are actually the two most commonly selected Medicare supplements because they provide a robust menu of benefits. Cost-sharing options like N are getting more popular because of the lower prices. All levels provide basic benefits, and these include coverage for both Part A and B coinsurance. Additional coverage in more comprehensive choices might include Part B deductibles, coverage for foreign-country emergencies, and payment of charges over allowed Medicare limits, called excess charges.

Why Compare 2018 Arizona Medicare Supplement Plan Rates?

Obviously, Medigap Plan levels with more benefits have an average price that is higher than those that provide basic benefits. However, insurers have to provide standardized policies, but they are free to set prices on their own. This means that it is very possible to save money by shopping between quality insurers in your city.

To make this as easy as possible, we invite you to get quick online quotes. Get started by simply entering your state at the top of this page to begin your quote for a comparison of Arizona Medigap Plans in your area.  You are also free to contact us with the toll-free number on this site if you have any questions.