Medicare Supplement Plan G in Texas

Medicare Supplement plan G in Texas is one of the ten standardized Medicare Supplement plans offered to Medicare beneficiaries. Medicare Supplement plan G is among the most popular plans because of its rich coverage and affordability.

Benefits of Medicare Supplement Plan G in Texas

Original Medicare pays for a lot when it comes to your healthcare. On top of the Medicare-approved amounts covered by the Federal Medicare program in the United States, you can enjoy having these additional Medicare benefits covered if you sign up for Medicare Supplement plan G in Texas.

But here’s what Medigap Plan G will cover:

· Initial pints of blood

· Medicare Part A deductible

· Medicare Part A hospital costs

· Part A expenses

· Part A hospice care coinsurance

· Skilled nursing facility care

Medicare Supplement Insurance plan G benefits also pay these Medicare Part B costs:

· Charges over the amount Medicare allows – “Part B Excess Charges”

· Durable medical equipment

· Foreign travel emergency care (lifetime plan limits apply)

· Medicare Part B coinsurance and copays

Be advised that Medigap plan G will not cover the Part B deductible in Texas.

What is NOT covered on Medigap plan G?

• Long-Term Care
• Dental
• Vision
• Eyeglasses
• Hearing aids
• Private nursing care
• Outpatient Prescription drug plan

How much does Medicare Supplement Plan G cost in Texas?

The average cost for Medicare Supplement Plan G in Texas is $108.88

Insurance companies that offer Medicare Supplement plan G in Texas look at different things when coming up with individual rates. To give you an idea of what you might pay, we pulled up a quote for two top companies for a 66-year-old, non-smoking woman living in Dallas County:

• Cigna $102.78
• Aetna – $112.70
• Mutual of Omaha – $111.18

Note: These are only example rates for Texas Medicare Supplement plan G coverage, and yours could vary because of location, age, and, sometimes, medical underwriting.

When can I apply for Medicare Supplement Plan G in Texas?

To apply for plan G, you must be enrolled in Medicare Part A and Medicare Part B.

The best time to buy a Medigap policy is the 6-month period that starts the first day of the month you’re 65 or older and enrolled in Part B. For example, if you turn 65 and are enrolled in Part B in June, the best time for you to buy a Medigap policy is from June to November. This enrollment period gives you guaranteed issue rights.
After this enrollment period, your option to buy a Medigap policy may be limited and may cost more. Some states have additional open enrollment periods.

What is the difference between Medicare Plan F and Plan G?

The only difference between Plan F and Plan G is the Medicare Part B deductible, which is $226.00 for 2023.

Medigap Plan F tends to cost more per month because it covers the Part B deductible.

How do I apply for Medicare Plan G in Texas?

• We recommend working with one of our licensed insurance agents to help you enroll in a plan.
• Over 100 Medicare Supplement companies offer plan G, so doing it on your own can be very confusing.
• Working with a licensed insurance agent ensures you get the best information and rates.
• Our job is to shop the market and find you the best plan options and monthly premium based on your current situation and eligibility.

Is Medigap Plan G the best option in Texas?

Plan G is currently the most popular Medigap plan on the market; it also offers the most comprehensive benefits and the lowest out-of-pocket costs.

What is the deductible for Plan G in 2023?

The standard Medicare Supplement Plan G does not have its own deductible; you are just required to pay the Original Medicare Part B deductible before outpatient services are covered.

Next Steps

We specialize in guiding Medicare beneficiaries through their Medicare insurance options. We work with some of the nation’s top-rated Medigap carriers so that you can be sure you’re getting the best possible service. Take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Additionally, you can give us a call today to learn more or request a quote online.

Article Resources:

• Medicare Supplement Plan G Benefits
• How Much Does a Medigap Plan Cost?
• When Can I Apply for a Medicare Supplement Plan?
• Aetna Medicare Supplement Plan G
• Cigna Medicare Supplement Plan G
• How Do I Enroll in a Medigap Plan?
• CMS Medicare Services
• Texas Medicare Supplement Insurance Guide
• Texas Companies with Medicare Supplement Insurance