Wyoming Medicare Supplement Plans
While some have the opportunity to keep an employer health plan or a public health insurance option, the choice is often between Medicare Supplement plans in Wyoming or Advantage plans. You must have Original Medicare Part A and Part B in place for either of these options.
We hope to make it easy for you to find the best local Medicare Supplement plans in Wyoming for your own needs. Perform a quick Wyoming Medicare Supplement plan comparison by entering your zip code in our quote form to get started.
Why Select a Medicare Supplement Plan in Wyoming?
The attraction of cheap and even no monthly premium MA options should be pretty clear for most seniors or disabled Wyoming residents. When some MA insurance companies add an additional drug, vision, hearing, and dental benefits, the appeal becomes even more evident.
However, most of the low-priced options also have copays and deductibles that make it difficult to predict out-of-pocket expenses. Additionally, many companies change the details of their plans from year to year. They also rely on HMO or PPO medical networks to control costs. That means that MA does not provide an advantage for everybody, and many will consider Medicare Supplement plans in Wyoming instead.
Consider the case of Dave and Dawn, two recent retirees in Rock Springs, WY. As part of their retirement plan, they have sold their family home and decided to try the full-time RV lifestyle. While they live near their hometown a large proportion of the year, they also enjoy moving around to campsites near Gillette, WY and Laramie, WY. A couple of times the year, they leave the state to migrate south or visit adult children.
Dawn and Dave certainly don’t want to worry about local HMO networks but hope to enjoy the freedom to find doctors in towns that they visit. For them, good Medicare Supplement plan in Wyoming that can give them national access to health providers and alleviate concern about out-of-pocket expenses might be a better choice than MA.
Rates for Medicare Supplement Plans in Wyoming
In this state, as in most others, there are several Medigap plan levels from which to choose. These levels have letter names that range from “A” through “N.” Each Medicare Supplement plan level has basic benefits, but some provide a lot more coverage. Of course, levels of more coverage usually cost somewhat more. To understand this, consider these sample premiums for a man in Cheyenne, WY who is 65 and doesn’t smoke:
- High deductible plan F: $51.95
- Plan K: $67.98
- Plan A: $89.92
- Medicare Supplement Plan G: $105.32
- Medigap Plan N: $136.34
- Medicare Plan F: $148.63
Note: These rates are only samples, and your personal Medicare Supplement plna quotes are likely to be somewhat different because of age, ZIP code, insurance company, and sometimes underwriting.
The list above represents a fair sample of Medicare Supplement plans in Wyoming. For example, Plan A is the basic option that must be offered by an insurer that sells Medicare Supplement plans in Wyoming. On the other end of the scale, both Medicare Supplement plan G and F are considered the most comprehensive options, and they are also the most popular across the entire country. In the middle, Plan K provides good coverage but requires quite a bit of cost sharing on the part of the beneficiary in return for lower premiums.
Top Wyoming Medicare Supplement plan companies:
- Aetna Medicare Supplement
- Mutual of Omaha Medicare
- Cigna Medicare Supplement Plans
- United of Omaha
Best Medicare Supplement Plans in Wyoming
The important thing to notice is that Medigap plans are all standardized. However, each insurance company can set its rates. Also, prices are likely to be different in different ZIP codes, so you aren’t, for example, likely to get the same quotes in Casper, WY as you would in Cheyenne, WY.
Begin comparing top companies and Medicare Supplement plans in Wyoming by entering your zip code into our quote box to get started. If you need more assistance, you can call our toll-free phone number. We strive to help all of our visitors find the right Medigap plan for their individual needs.