Speak with a licensed agent: 1-888-414-4547
Find Affordable Medicare Plans in Pennsylvania

Talk to a Licensed Insurance Agent

(888) 414-4547

What is Medicare Supplement Plan G in Pennsylvania?

Medicare Supplement Plan G in Pennsylvania is one of the 10 standardized Medicare Supplement plans offered to Medicare beneficiaries. Medicare Supplement plan G is now among the most popular plans because of its rich coverage and affordability.

What Does Medicare Supplement Plan G Cover in Pennsylvania?

These are some of the things that your Medicare Supplement Plan G will pay for in Pennsylvania:

Medigap plan G does not cover long-term care, dental, vision, eyeglasses, hearing aids and private nursing care.

But here’s what Medigap Plan G will cover:

·      Initial pints of blood

·      Medicare Part A deductible

·      Medicare Part A hospital costs

·      Part A expenses

·      Part A hospice care coinsurance

·      Skilled nursing facility care

Medicare Supplement Insurance plan G benefits also pay these Medicare Part B costs:

·      Charges over the amount Medicare allows – “Part B Excess Charges”

·      Durable medical equipment

·      Foreign travel emergency care (lifetime plan limits apply)

·      Medicare Part B coinsurance and copays

Prescription drugs are not covered by a Medicare Supplement plan like Plan G, either. There are Medicare Part D drug plans that you can sign up for to go along with all of the Medicare Supplement plans in Pennsylvania, from Plans A through N. Sign up for drug coverage during your Open Enrollment period to avoid being penalized later and to enjoy cheaper prices on medication right away.

When can I apply for Medicare Supplement Plan G in Pennsylvania?

In order to apply for Plan G, you must be enrolled in Medicare Part A and Medicare Part B.

The best time to buy a Medigap policy is the 6-month period that starts the first day of the month you’re 65 or older and enrolled in Part B. For example, if you turn 65 and are enrolled in Part B in June, the best time for you to buy a Medigap policy is from June to November.
After this enrollment period, your option to buy a Medigap policy may be limited and it may cost more. Some states have additional open enrollment periods.

What is the difference between Medicare Plan F and Plan G?

The only difference between Plan F and Plan G, is the Medicare Part B deductible, which is $203.00 for 2021. Medigap Plan F tends to cost more per month because it covers the Part B deductible.

How much does Medicare Supplement Plan G cost in Pennsylvania?

Here is a quick quote that we pulled up for a 66-year-old female non-smoker who lives in ZIP code 15227. Of course, you’ll want to pull up your quotes so that you can find rates that are more applicable to your situation.

Note: These are only example prices only, and yours could vary because of location, age, and, sometimes, medical underwriting, as well as the health insurance company that you choose to buy your Medicare Supplement insurance from.

Even though there are plenty of great private insurance companies that offer Medicare Supplement plan G in Pennsylvania that you can rely on for coverage, Cigna, Aetna and Mutual of Omaha are considered to be two top companies. They are very competitive regarding Pennsylvania Medigap rates, they pay claims quickly, and they have A ratings. They are also well-known for their excellent customer service!

How do I apply for Medicare Plan G in Pennsylvania?

  • We recommend working with one of our licensed insurance agents to help you apply for a plan.
  • Plan G is offered by over 100 Medicare Supplement companies, so it can be very confusing doing it on your own.
  • Working with a licensed insurance agent ensures that you are getting the best information and rates.
  • Our job is to shop the market and find you the best monthly premium based on your current situation.

Is Medigap Plan G the best option in Pennsylvania?

Plan G is currently the most popular Medigap plan on the market, it also offers the most comprehensive benefits and lowest out of pocket costs.

What is the deductible for Plan G in 2021?

The standard Medicare Supplement Plan G does not have its own deductible, you are just required to pay the Original Medicare Part B deductible before outpatient services are covered.

Want to learn more?

We can help you locate a personalized Medicare Supplement plan G rate in Pennsylvania from top insurers, and help you apply for a plan over the phone. So contact us today so that we can assist you with your plan options.

Resources

medicare.gov

CMS: Centers for Medicare and Medicaid Services

Need Help?

Call to speak with a licensed insurance agent now.

(888) 414-4547