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Medicare Supplement Plans in Maine

Anybody who is enrolled in Medicare Part A and Medicare Part B is eligible to compare the best Medicare Supplement insurance plans in Maine. Maine Medigap policies can help seniors control their medical costs by paying for some or all of Original Medicare insurance’s deductibles, copayments, and coinsurance expenses. Plans with broader benefits will charge relatively higher rates and do a better job of reducing or even eliminating out-of-pocket costs.

How much do Medicare Supplement Plans cost in Maine?

To determine the average cost, we can use the example of a 65-year-old woman who does not smoke and lives in Cumberland County, zip code 04038. See below:

65-Year Old Female Non-Tobacco
Plan Type Premium Range
Plan G$206.25 - $318.54
Plan N$163.85 - $216.00

What is the best Medicare Supplement plan in Maine?

To help you hone in on the top five Medigap plans in Maine, following are the main features of each. Note that every Medigap plan in Maine covers 100% of the Medicare Part A deductible and all or part of the Part B coinsurance.

1. Medicare Plan F: All-Around Medigap Coverage

  • Part B and Part A deductible
  • All copayments and coinsurance
  • Part B excess charges
  • Foreign travel emergency up to plan limits

This plan is only available if your eligibility effective date for Original Medicare was no later than December 31, 2019 and you have not yet enrolled.

2. Medicare Plan G: Alternate to F

  • Comprehensive plan at a good value – lower monthly premium than F
  • Includes same benefits as F with the exception of the Part B deductible
  • Available to beneficiaries available before and after 2020

3. Medicare Plan N: Excellent Coverage / Lower Premiums

  • Same benefits as G except for copayments and excess charges
  • Your copayments: up to $20 for office visits and up to $50 for ER
  • Savings on premiums

What Companies Sell Medigap Plans in Maine?

There are between 10 and 15 private insurance companies that sell Medicare Supplement plans in Maine. Consumers Advocate rates insurers on coverage, services, financial strength, reputation and customer experience to come up with an overall rating.

On a scale of one to five, with five being excellent, following are a few of the insurers that topped the list in 2022:

  • Anthem: 4.6
  • Humana: 4.5
  • United Healthcare (AARP): 4.5
  • United of Omaha: 4.5

Related Topics

Ready to Learn More?

My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the process of plan selection. We work closely with some of the nations top rated carriers such as Aetna, Cigna and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more or about Medicare Part D Prescription Drug plans, or request a Medicare Supplement Plan Quote.

Maine State Resources

Maine Enrollment Statistics

  • Just about one-quarter of a million Medicare beneficiaries live in Maine.
  • Of those enrolled in Medicare Part A and Part B, over 70,000 chose Medicare Supplement insurance plans in Maine.
  • About 40,000 chose Plan F as the best Medicare Supplement plan in Maine for their needs.
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