Aetna Medicare Supplement Plan F

Aetna Medicare Supplement Plan F is an excellent option for Medicare beneficiaries to consider if they want to reduce their healthcare expenses. Medicare Part A and Medicare Part B, which are often just known as Original Medicare, provide a lot of coverage for its beneficiaries. Beneficiaries who want additional benefits should consider Aetna Medicare Supplement Plan F. Plan F is a Medigap policy that you can count on for its robust benefits. In addition, Aetna is an insurance company you can count on for good customer service and reliable health insurance coverage.

Aetna Medicare Supplement Plan F Benefits

When shopping for a Medigap policy that will cover what your Original Medicare benefits will not, it’s important to compare plan options and plan limits. Different Medicare Supplement insurance options are available, but Medigap Plan F is one of the best. Some of the benefits that you can enjoy if you choose Aetna Medicare Supplement Plan F are listed below:

  • Medicare Part A coinsurance and hospital costs after Medicare benefits are exhausted (for an additional 365 days)
  • Medicare Part B coinsurance and copayments
  • First three pints of blood when needed for a medical procedure
  • Medicare Part A hospice care coinsurance or copayments
  • Skilled nursing facility care (SNF) coinsurance
  • Medicare Part A deductible
  • Medicare Part B deductible
  • Medicare Part B excess charges
  • Some foreign travel emergency care

As you can probably see, Medicare Plan F offers many great benefits for doctor’s and emergency room visits. Aetna Medicare Supplement plans like Plan F can help you save money on doctor’s office visits and other medical care. Of course, some things are not covered as a part of your Plan F benefits:

Aetna Medicare Supplement Plan F Cost

When shopping for the best Aetna Medicare Supplement Plan F rates, you’ll first need to understand how companies like Aetna determine their rates. There are three different methods that insurance companies use:

  • Attained age – You will have rate increases as you age since your rates are based on your current age.
  • Issue-age – Your rates will be based on how old you are when you sign up for coverage, and your rates will not go up for age-related reasons.
  • Community rated – Everyone with Medicare Supplement insurance Plan F through the same company will pay the same rates.

Below are prices for a 65-year-old non-tobacco female living in 32808, Florida. 65-Year-Old Female Non-tobacco

Plan typePremium Range
Plan F$180.00 – $300.00
Plan G $117.00 – $220.00
Plan N$90.00 – $200.00
Premiums are based on Medicare Part B start date and or Medical underwriting.

Aetna Medicare Supplement Plan F Reviews

Some of the reasons why you might want to review Aetna Medigap Plan F instead of coverage from another company:

  • Aetna Medigap Plan F is one of the most popular plans out there, so there are a large number of members. This leads to more stable rates.
  • Aetna has excellent customer service ratings, and many beneficiaries of their plans report that they are very satisfied.
  • Aetna has high ratings and sound financial strength, so it’s a reliable company. As a result, it’s one of the best-rated companies you can choose for your Supplemental benefits.
  • It’s a modern company with modern technology. For example, there are online tools that you can use for shopping for coverage or paying for your policy, which can make your life much easier.
  • Aetna offers Supplemental insurance in many areas of the United States, although you’ll need to check to see if their Medicare insurance options are available in your area.
  • Aetna is a well-known American health insurance and life insurance option that has been around for a long time.

Aetna Medicare Supplement Plan F Vs. Plan G

In 2020, there were some changes when it comes to Medigap plans. The federal government no longer allows Medicare Supplement plans that cover Medicare Part B deductible. This means that neither Medigap Plan F nor Plan C will be available.

Those already signed up for Aetna Medigap Plan F or Plan F through another company will be able to keep their coverage. However, for those who become eligible for Medicare Part B — and therefore Medicare Supplement plans — on or after January 1, 2020, neither Plan F nor Plan C will be an option. If this change applies to you, it’s best to start thinking now about how it will impact you and your benefits. Luckily, there is an excellent alternative to Plan F. Even if you can sign up for Plan F, you may still want to consider Aetna Medicare Supplement Plan G after you compare the benefits of the two. A few things you’ll want to know about this plan:

  • When you compare the two, you’ll see that the Aetna Medigap Plan G vs. Aetna Medigap plan F benefits cover almost all of the medical expenses that Plan F covers. The only difference is that the Medicare Part B deductible is not covered.
  • Medigap Plan G rates are often more affordable than even the best Medigap Plan F rates, even though the benefits are very similar. For many beneficiaries, the lower rates make Plan G worthwhile since they can still save money throughout the year after paying their Medicare Part B deductible. But, of course, you’ll need to compare rates to ensure this is the case for you.

Ready to learn more?

My Medigap Plans is a rapidly growing resource for Medicare beneficiaries. We specialize in educating consumers on their options and guiding them through the plan selection process. We work closely with some of the nation’s top-rated carriers, such as Aetna, Cigna, and Mutual of Omaha. Compare our list of the 10 Best Medicare Supplement Insurance Companies or take a deeper look at the plans by reviewing our Medicare Supplement Plans Comparison Chart. Learn more or request a Medicare Supplement Plan Quote today.

Mark Prip

For more than two decades, Mark Prip at My Medigap Plans has been an authority figure in the insurance industry and continues to uphold a mission to provide customers with comprehensive information about Medicare, life, and dental coverage. His expertise is unmatched - having helped thousands of Medicare beneficiaries personally choose suitable healthcare plans for themselves - making him stand out above other competitors.