Best Medicare Plans in Wyoming
Medicare in Wyoming covers many seniors and disabled people who live in the Equality State. You might even be covered by Medicare in Wyoming, or you could be hoping to become enrolled in Original Medicare Part A and Part B soon. Either way, learning more about the Wyoming Medicare benefits might be important. Luckily, we are here to help beneficiaries like you understand Wyoming Medicare insurance and the Medicare plans in Wyoming that you can choose from.
Overview of Medicare in Wyoming
You might have heard that there are two parts to Original Medicare insurance. Some beneficiaries in Wyoming find this to be confusing, but it’s not too overwhelming once you learn about it. First, there’s Medicare Part A. Known as hospital insurance, it covers many costs related to inpatient hospital care and even hospice care. Since you probably paid into the Social Security and Medicare system during your working years, you probably will not have to pay a monthly premium.
Additionally, you will want to sign up for Medicare Part B. This program is a medical insurance program. There is a Medicare Part B premium that has to be paid; most Wyoming beneficiaries pay the same amount for their coverage, although higher-income beneficiaries in Wyoming do have to pay a little more for their Medicare Part B monthly premiums.
Even if you are enrolled in both programs, you’ll be left with some coinsurances, deductibles, and copayments (copays) that you will be responsible for paying. If you sign up for a Medicare Supplement plan (which are also known as Medigap plans), you will have help with these costs.
If you’re curious about Medicare Supplement insurance, then looking at our Medicare Supplement plans comparison chart can give you an idea of what these plans cover and which plans offer the best coverage. You can then look for Medicare Supplement plan quotes to find the best rates.
There are also options like Medicare Advantage that you can look into. Looking into plans like these can help you make the most out of your Wyoming Medicare benefits. Our licensed insurance agents are here to help you with each step when you compare plans and look for affordable rates for premiums, so give us a call or use our website for help!
Enrollment Statistics for Medicare in Wyoming
Before you compare your own options, you may want to know a little more about Medicare in Wyoming and the Medicare plans in Wyoming that are most popular. These stats can give you a little more information:
- There were 107,656 total Wyoming beneficiaries of Medicare in 2018.
- Medicare Advantage is available in your state, although it’s not a very popular program. 2,701 individuals had this type of Wyoming Medicare insurance in 2018.
- Supplemental Medicare plans in Wyoming are very popular. Many people who have Medicare in Wyoming also sign up for Medicare Part D prescription drug plans to avoid the Medicare Part D late enrollment penalty and to enjoy prescription drug coverage.
Best Types of Medicare Plans in Wyoming
If you want to enhance the Medicare benefits that you receive as a beneficiary, you should look into plans that are available. These are some of the options that you can look into from a private insurance company during your Medicare Initial Enrollment Period or at other times after being enrolled in Medicare in Wyoming:
- Medicare Supplement Plans in Wyoming – There are 10 plans to choose from to cover the gaps in your Original Medicare insurance, such as costs that might not be covered when you see the doctor or need care in a skilled nursing facility. These plans can be purchased through an insurance agency with top star ratings, such as Aetna, Cigna, and Mutual of Omaha. A Part D plan will not be included with these plans.
- Medicare Advantage Plans – Also called Medicare Part C, these plans are alternative plans to using Original Medicare. Wellness benefits and dental, vision and hearing coverage sometimes included. Some plans include prescription drug plans. HMO and PPO plans are very popular and do have network restrictions for which health care providers you can see. An MSA or private fee-for-service plan may be available in your area, too, and may have fewer restrictions.
- Medicare Prescription Drug Plans – Part D – Medicare doesn’t pay for prescription drug costs, and neither do Medicare Supplement policies. Signing up for one of these stand-alone plan options will give you prescription drug coverage.
- Special Needs Plans – One of the SNP insurance plans might be your best choice for Medicare coverage if you have a serious, chronic health condition.
Wyoming Medicare Resources
For a complete description of benefits that you’ll receive through the Medicare program, for information about Medicare Enrollment and about health plans that are available, and to learn about extra help with out-of-pocket costs for people with a low income, Medicare beneficiaries can check out these state and federal government resources: