Best Medicare Plans In Utah
Signing up for Medicare in Utah will allow you to take advantage of the Utah Medicare benefits that are available for disabled individuals who are on Social Security Disability and people who are 65 years old or older. If you haven’t yet signed up for Medicare in Utah, you may want to learn more about the program and how it can help you. This guide is here to tell you a little more about Utah Medicare insurance and its benefits.
Overview of Medicare in Utah
First of all, you will need to sign up for Medicare Part A and Part B. Medicare Part A helps cover hospital care and hospice care. Medicare Part B helps cover care in a skilled nursing facility, nursing home, doctor’s office, emergency room and other health care providers. There is a Medicare Part B premium, but you don’t usually have to pay a monthly premium for Part A.
If you want to enhance Medicare Part A and Medicare Part B, you may want to look at a Medicare Supplement plans comparison chart to see the different plans that are available. You can also give us a call or make use of our handy website to get Medicare Supplement plan quotes so that you can compare rates and coverage on health plans to find the best Utah Medicare insurance option for you.
Enrollment Statistics for Medicare in Utah
There are lots of people who are beneficiaries of Medicare in Utah. Many of these individuals sign up for Medicare plans in Utah so that they will have extra coverage. Check out these statistics about Original Medicare insurance in your state:
- Utah had 389,765 total Medicare beneficiaries in 2018.
- Out of those individuals, there were 135,734 Medicare Advantage beneficiaries in Utah the same year.
- Many Utah residents who did not have an Advantage plan chose one of the plan options for Medicare Supplement insurance in 2018 to enhance their Medicare coverage.
Best Types of Medicare Plans in Utah
Signing up for a Supplemental insurance plan or another one of the Medicare plans in Utah through a private insurance company is something for you to look into after you’re enrolled in Original Medicare Part A and Part B. If you’re wondering about these plans and how they can help you enhance Medicare in Utah, check out these health insurance options for Medicare plans in Utah:
- Medicare Supplement Plans in Utah – One way to cover the gaps in coverage from your Utah Medicare benefits is to sign up for one of the 10 Medigap plans that are available. These plans are available with different monthly premiums, depending on the amount of coverage that you want. They’re designed to cover coinsurance, copayments (copays) and deductibles that Medicare in Utah will not pay.
- Medicare Advantage Plans – Often available as HMO or PPO plans with network restrictions, Medicare Advantage Plans (also often known as Medicare Part C) are alternative plans for Original Medicare insurance. One of the reasons why many Utah beneficiaries choose these plans is because they typically include extra perks, such as health and wellness benefits and even prescription drug plans. Also, unlike Original Medicare or Medicare Supplements, these plans often cover dental, hearing and vision. If you’re concerned about being restricted to a certain service area, you can look into plans that don’t have networks, such as private fee-for-service (PFFS) plans.
- Medicare Prescription Drug Plans – Part D – Available both as a part of some Advantage plans and as stand-alone plans, Medicare Part D prescription drug plans help Utah beneficiaries save on out-of-pocket costs for their prescription medications. Even if you don’t have a lot of prescription medication costs right now, you’ll probably want to sign up for a Part D plan during your Medicare Initial Enrollment Period to avoid paying the Medicare Part D late enrollment penalty later on.
- Special Needs Plans – Medicare beneficiaries in Utah who have special healthcare needs might qualify for a special type of Medicare Part C plan known as an SNP. These plans always include prescription drug coverage. Although these Medicare options aren’t for everyone, they work well for people who have chronic, serious health conditions.
Utah Medicare Resources
If you’re about to become a beneficiary of Medicare in Utah, you might be wondering if there are any resources that you can check out for more information. Check out these state and U.S. government website for more information:
- Medicare Cost-Sharing Programs for Utah Medicare Beneficiaries
- Utah Senior Services
- Utah Medicaid
- CMS: Centers for Medicare and Medicaid Services
After you have tried the resources above, give us a call to talk to one of our licensed insurance agents. We want to help you compare plans and rates so that you can find the best Supplement or Advantage plan for you. We have a lot of experience with companies with top star ratings, such as Aetna, Cigna, and Mutual of Omaha and we work with people from Salt Lake City, Washington and other cities and towns across your state.