Best Medicare Plans in Oregon
If you have been eligible for disability for at least 24 months, then you are probably eligible for Medicare in Oregon. Likewise, if you are going to be turning 65 soon, then it’s almost time for you to sign up for Medicare in Oregon. In either scenario, if you are going to become one of the Medicare beneficiaries in Oregon sometime soon, you should probably try to learn more about Original Medicare insurance. Luckily, you can find a complete description of benefits online before enrolling in Medicare coverage so that you will know what will and will not be covered in regards to your health care costs.
Overview of Medicare in Oregon
Medicare Part A is the first part of Original Medicare insurance that you should sign up for. This form of Oregon Medicare insurance is your hospital insurance, and it will help with hospice care coverage and inpatient hospital costs. Most beneficiaries of this part of Oregon Medicare insurance don’t have to pay a premium.
You will have to pay a Medicare Part B premium for Medicare Part B. Medicare Part B is medical insurance, and it’s designed to help with out-of-pocket costs at a skilled nursing facility, doctor’s office and more.
There are also Medicare plans in Oregon that you can sign up for if you’d like more benefits that what is offered by Original Medicare insurance. If you’d like to sign up for one of these plans in addition to Medicare in Oregon, then we can help. For example, you can check out the Medicare Supplement plans comparison chart here on our site to compare the different plans. You can also use our website or talk to one of our licensed insurance agents to get Medicare Supplement plan quotes.
Enrollment Statistics for Medicare in Oregon
If you’re interested in learning more about Medicare in Oregon and about the Medicare beneficiaries in Oregon, check out these interesting stats:
- In 2018, there were 856,072 Oregon beneficiaries of Medicare.
- In the same year, there were 371,483 Oregon beneficiaries of Medicare Advantage.
Best Types of Medicare Plans in Oregon
You may want to enhance your Oregon Medicare benefits, and there are luckily a few different types of Medicare plans in Oregon that you can choose from. These are the plan options that you might want to look into to enhance your Oregon Medicare benefits:
- Medicare Supplement Plans in Oregon – Medicare Supplement insurance plans, which are also known as Medigap plans, help cover the deductibles, copayments (copays) and coinsurance that aren’t paid for by Medicare Part A and Part B. Once you are enrolled in Original Medicare Part A and Part B, you can look into the 10 different Supplement plans that are available. These Medicare plans in Oregon are the same from insurance company to insurance company. Therefore, once you decide which lettered plan you want, you can compare rates from company to company without having to compare each individual plan. Some plans are affordable cost-sharing plans, and some offer more coverage when you need to go to a doctor’s office or nursing home, so take the time to really look at your options.
- Medicare Advantage Plans – Advantage plans, which are also known as Medicare Part C, are available with different rates. Some plans don’t even have monthly premiums. Coverage sometimes includes things like wellness perks, dental coverage and Medicare Part D prescription drug coverage. You may have service area restrictions, meaning that you will have to stick to a certain provider network. This is the case with preferred provider organization (PPO) or HMO plans. It is not the case with some other Advantage plans, though, such as PFFS plans.
- Medicare Prescription Drug Plans – Part D – You probably don’t want to pay more for your medication than you have to, and you probably want to avoid the Medicare Part D late enrollment penalty, which might apply if you don’t sign up during your Medicare Initial Enrollment Period. You don’t have to buy from the same company that you buy your Medicare health plan from, either; instead you can pick a stand-alone plan from another company with top star ratings on the rating system — such as Aetna, Cigna, or Mutual of Omaha — if it offers lower rates on the Part D plan that you’re interested in.
- Special Needs Plans – An SNP is a plan for beneficiaries who are Medicare eligible in Oregon and who have certain, serious health conditions.
Oregon Medicare Resources
As a Medicare beneficiary, it’s best to learn more about the Medicare program. You may also want to look into any low-income programs that you might qualify for. It’s best to check out these resources, contact your local Social Security Office, use our site and call and talk to one of our licensed insurance agents if you need more help. Then, you can find out about all of the extra help that might be available in your area.