Speak with a licensed advisor: 1-888-414-4547
Find The Best Medicare Plans in Oklahoma

Talk to a Licensed Insurance Agent

(888) 414-4547

Best Medicare Plans in Oklahoma

Medicare in Oklahoma is a program through the U.S. government that provides benefits for Americans who are 65 years old or older and for many people who have disabilities. If you are approaching the age to where you can sign up for Medicare in Oklahoma or if you have been eligible for disability for at least 24 months, it’s time to start thinking about your Medicare Initial Enrollment Period. We are here to help you learn a little more about Medicare in Oklahoma.

Overview of Medicare in Oklahoma

Original Medicare insurance is made out of two parts. First, beneficiaries in Oklahoma can sign up for Medicare Part A. Medicare Part A is hospital insurance through the federal government. Although some Oklahoma beneficiaries do have to pay a monthly premium for this coverage, this usually is not the case.

The second part of Original Medicare insurance is Medicare Part B. This will be used as your medical insurance for emergency room visits, doctor’s office visits and more. You will be required to pay a Medicare Part B premium. Higher-income beneficiaries of these Oklahoma Medicare benefits may have to pay a higher premium.

Using your Oklahoma Medicare insurance alone will help you save on a lot of out-of-pocket costs for healthcare. You can boost your coverage even more, though, by signing up for one of the Medicare plans in Oklahoma that are offered by private insurance companies.

If you’re interested in boosting your benefits in this way, we can help. You can check out a Medicare Supplement plans comparison chart here on our website, and you can shop for Medicare Supplement plan quotes on our site or over the phone with one of our licensed insurance agents. We will help you get more as a beneficiary of the federal Medicare program.

Enrollment Statistics for Medicare in Oklahoma

If you’re wondering about Oklahoma Medicare insurance, how popular the program is and the choices that other beneficiaries in your state have made in regards to the program, check out these stats:

  • There were 742,936 total Medicare beneficiaries in Oklahoma in 2018.
  • Out of those individuals, there were 134,929 Medicare Advantage beneficiaries in Oklahoma that same year, too.
  • Many of the Oklahoma beneficiaries of Medicare who aren’t covered by Medicare Advantage have Medicare Supplement insurance to help with coinsurance, deductibles and copayments (copays) that aren’t covered by their Oklahoma Medicare benefits when they need care in a skilled nursing facility or when they have doctor’s visits or emergency room visits.

Best Types of Medicare Plans in Oklahoma

Signing up for a Medicare plan can give you extra help with your healthcare costs, whether for a nursing home, doctor’s office or hospital visit. These are some of the plans you can look into:

  • Medicare Supplement Plans in Oklahoma – Medicare Supplement insurance plans are also commonly known as Medigap plans because they cover some of the gaps that are left in coverage when you are enrolled in Original Medicare Part A and Part B. There are 10 Medicare plans in Oklahoma that you can choose from when shopping for a plan. Some are cost-sharing plans with lower monthly premiums, and others have higher monthly premiums but more comprehensive coverage. There are no service area network restrictions with these plans.
  • Medicare Advantage Plans – Medicare Part C plans, which are also known as Advantage plans, are offered by private insurance companies and are used as a replacement for Part A and Part B. Choose your plan and insurance company carefully, since some plans have wellness perks, coverage that isn’t included in Original Medicare and even Medicare Part D prescription drug plans. A lot of these plans are health maintenance organization (HMO) or preferred provider organization (PPO) plans and therefore have network restrictions, though. If you want a plan that does not have network restrictions so that you can see any health care providers that you want, you may want to look for a private fee-for-service (PFFS) plan.
  • Medicare Prescription Drug Plans – Part D – Medicare Part D is a program that is designed to help cover the cost of prescription medication. You’ll have to buy a stand-alone plan from a private insurance company if you don’t have an Advantage plan with this coverage. There is a Medicare Part D late enrollment penalty if you don’t sign up for Part D prescription drug coverage as soon as you’re Medicare eligible, so you may want to sign up sooner rather than later.
  • Special Needs Plans – An SNP is going to be the right choice for you if you have end-stage rental failure or another serious, chronic medical condition.

Oklahoma Medicare Resources

If you want to know more about Medicare in Oklahoma and the different Medicare plans in Oklahoma, there are resources that can help you. It’s best to compare your options and look into benefits that you might qualify for as soon as possible, so check out these resources as soon as you can.

Additionally, if you want to make more out of your Medicare coverage through Medicare in Oklahoma, use our handy website, or give us a call. We are here to help you understand your benefits and compare rates and health insurance health plans so that you can find the best option for you. We can help you find the best rates and plans from the best insurance companies with top star ratings.

Need Help?

Call to speak with a licensed insurance agent now.

(888) 414-4547